1 Illustration only, as of June 2026. Age 18 based on female regular rates, and on $50,000 initial life insurance coverage. Monthly premium $9.00 payable for the 10-year term. All numbers in Canadian dollars.
2 Serenia Life Financial’s member benefits and programs are not contractual. They are subject to change and maximum funding limits.
3 All life insurance policies purchased will receive 25% off their first-year premium, up to $500. Clients paying monthly will have premiums waived for the first 3 months or up to $500, whichever comes first. Clients paying quarterly will have their first premium payment waived or reduced by $500, whichever comes first. Clients paying annually will have their first payment reduced by 25% or $500, whichever comes first. Once a written case is issued and qualifies for a first-year premium reduction, it will not be eligible to qualify again. ADO premium is not covered by the campaign. Clients will be billed for this portion right from date of issue. If a Temporary Insurance Agreement is chosen, it will not be impacted by this campaign and will remain intact.
4 Serenia Life Financial’s member benefits and programs are not contractual. They are subject to change and maximum funding limits.
5 PMG Intelligence “Member Satisfaction Research 2022.” Conducted September 2022 on behalf of Serenia Life Financial.
6For more details, please contact us through Member Services at 1-800-563-6237 or at 300-470 Weber Street North, Waterloo, ON N2L 6J2. You may view our Privacy Policy online aserenialife.ca/privacy-policy/.
**Get the money you paid for your coverage back in the event of policy surrender (ROPS), expiry (ROPE), or death (ROPD); Return of Premiums (ROP) are optional benefits available for an extra cost at the time a policy is issued. Not all ROPs are available for all coverage lengths; speak to a Serenia Life advisor for more information.
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